# Using the Vault #### Who Can Use the Vault Access to the Trade Float Vault is **permissioned at the user level**. The vault is designed for institutional and professional users, including: * Funds and allocators managing stablecoin capital * Exporters, importers, and trading firms managing working capital * Platforms and aggregators holding settlement or prefunding balances All users must complete onboarding and approval before interacting with the vault. #### Onboarding and Access To use the Trade Float Vault, users must: * Complete required KYC and compliance checks * Onboard approved wallets * Accept applicable vault terms and constraints Once approved, users can deposit supported stablecoins directly into the vault and begin using treasury and settlement functionality. Access permissions are enforced at the wallet level and may vary by jurisdiction or user type. #### Treasury Controls The Trade Float Vault supports institutional-grade treasury controls designed to reflect real-world governance practices. These include: * Role-based permissions for viewing, approving, and executing actions * Multi-signature and approval workflows for sensitive operations * Configurable withdrawal limits and approval thresholds * Whitelisted counterparties and destination addresses Where applicable, controls are enforced directly on-chain, providing transparency and auditability. #### Treasury Structuring Users can structure their use of the vault to reflect internal treasury and operational needs. This may include organising balances by: * Trade corridor or geography * Counterparty or customer * Business unit or trading desk Structuring is intended to support internal governance, reporting, and reconciliation, while all capital remains governed by the same underlying vault rules. #### Pay-From-Vault Settlement The Trade Float Vault is designed to support direct settlement from vault balances. This allows users to: * Pay counterparties directly from vault-held stablecoin balances * Apply approval workflows to outbound payments * Track settlement activity in real time By enabling pay-from-vault workflows, users avoid unnecessary “withdraw then pay” steps and maintain continuous treasury visibility across settlement activity. #### Managing Balances and Reporting Vault balances and activity are visible on-chain and through Loam’s operating interfaces. Users can: * Monitor deposited balances and receipt token holdings * Track deployment status and accrued returns * Review settlement activity and transaction history This visibility supports internal accounting, reconciliation, and audit requirements. #### Operating Expectations The Trade Float Vault is designed to behave like a treasury allocation rather than a trading product. Users should expect: * Defined liquidity terms rather than instant withdrawal * Conservative deployment aligned with trade timelines * Predictable behaviour governed by explicit rules The vault is not intended for frequent in-and-out trading or speculative use. *** ### --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://agridex-2.gitbook.io/agridex-docs/product/using-the-vault.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.